Online Program Speeds State Filings
The code governs commercial transactions such as sales, bank deposits, investments and securities.
Under UCC, the Secretary of State is required to provide public notice that security agreements exist. Customers accessing UCC services include banks, other lending agencies, most corporations and businesses, farmers and lawyers.
“UCC Online provides a flexibility and expediency unimaginable a few years ago,” Land said. She said UCC Online allows one to conduct UCC searches and to file financing statements.
“Customers no longer need to come to the Secretary of State’s UCC office in Lansing,” she added. “Now they can file and receive data electronically from their computers.”
Land said users log on to the program at www.michigan.gov/sosucc with a username and password. She said the program guides users step by step to ensure transactions are completed accurately. Payment is by credit card or through a pre-approved account.
UCC Online creates documents electronically, which benefits both customers and department staff because it eliminates handling paper documents. Land said it also reduces searches from weeks to minutes and makes newly filed financing statements available immediately.
“This is the latest example of my pledge to use technology in a cost-effective and efficient manner for better customer service,” she said.
The Michigan Department of Information Technology and the e-Michigan Web Development Office helped Land’s department develop UCC Online.
In 2003, the department’s UCC office processed about 178,000 filings, 14,000 tax liens and 76,000 search requests.