Matters Column

A weekly column on matters concerning legal, money, small business, family business and people issues.


Find patterns in your business’s financial statements

December 7, 2018
I had a client back in the 1970s who had an extremely high IQ. Had it not been for a variable rate SBA loan initiated at 8 percent then rising to 28 percent, we would have been rich. Read More

State of America’s health care makes me sick

November 23, 2018
At year-end, most businesses that offer health care benefits have gone through the open enrollment process and wrestled through all the issues of vendor selection, plan-design options and decisions on cost sharing. Read More

What are tax incentives with O-Zone investments?

November 16, 2018
By now, you may have heard of the federal opportunity zones (O-Zones) that were established by the 2017 federal tax overhaul. Read More

Engagement letters are vital part of doing business

November 9, 2018
What is an hour of someone’s time worth? Most small business owners are not paid an hourly wage. Read More

Does human resources impact the bottom line?

November 2, 2018
Last month, I received a survey whereby of the 700 participants (CEO, CFO, CPO), a large majority of CEOs and CFOs said the human resources function doesn’t have a positive impact on the bottom line in small to medium-sized businesses. Read More

Tax reform takes me on a trip down memory lane

October 26, 2018
My BDO colleagues surprised me with their Dear Bill Matters Column a few weeks back that discussed my retirement. Read More

A custom solution for a family-owned business

October 19, 2018
The owners of a successful manufacturing business in West Michigan were struggling to develop a plan for the future. Read More

Keep your cool: Anger is a choice in life, business

October 12, 2018
Anger is bad for your health. It is also bad for business. Read More

Addressing issues of a family-owned business

October 5, 2018
What makes a business a "family-owned business?" Read More

Leadership in context: What kind of boss should you be?

September 28, 2018
A couple of years ago, I wrote an article about leadership after the national political conventions had taken place but before the actual presidential election. Read More